Unsecured loan calculator
Simply how much would you like to borrow?
Over just just how months that are many?
Footnote 1 † 1 Enhanced prices on particular loans are offered to clients with a current M&S loan, present account or card (where you’re the key cardholder).
The quantity and term you request will also affect the rate offered.
Borrowing over months:
- Monthly repayment ?179.94
- Total quantity payable ?10,796.40
- Representative 3.1% APR
- Interest of 3.1per cent p.a. (fixed)
Apply in less than 9 moments
Great things about an M&S Personal Bank Loan
- Repay your loan over a length of 12 to 84 months on loans between ?1,000 and ?20,000, or higher a time period of 12 to 60 months on loans between ?20,001 and ?25,000
- Choice to defer your repayments for three months
- No arrangement or set-up costs
Might like to do a fast loan eligibility check? Discover more about a loan quote that is personalised
Credit at the mercy of status to British residents just. To utilize you’ll want an income that is annual of minimum ?10,000 and become aged 18 or higher. The mortgage term and amount you request also affect the rate offered.
Features and advantages
Defer the re re payments in your loan ††
Interest is charged through the loan that is full – including the optional three months prior to the repayments begin. Therefore for a loan over 60 months ( 5 years) you’d pay interest over 63 months, meaning you’ll be having to pay more interest overall.
Fixed repayments that are monthly
A loan that is personal M&S Bank provides fixed month-to-month repayments, over a hard and fast time period, making it simpler for you yourself to manage your cash.
Our loan prices are competitive for several clients, but M&S Bank primary cardholders Footnote 1 *, present account and current loan clients might get a straight better rate on chosen loan quantities.
Loan eligibility checker
You can check to see the lending terms you might receive on your unsecured loan, without affecting your credit rating, by using our personalised loan quote tool about a personalised loan quote tool before you apply.
To utilize for an M&S Loan, you’ll want an income that is annual of minimum ?10,000, be described as A british resident and stay aged 18 or higher. Clients that do perhaps maybe not satisfy our normal financing requirements might be provided that loan at a various apr. This may be determined by your individual circumstances. The mortgage term and amount you request will even influence the rate offered.
Footnote 1 * 1 M&S cardholders that are main M&S bank card, M&S Chargecard and M&S Budgetcard.
A personalised loan estimate is a quote search of one’s credit history at a credit guide agency and also this search will not influence your credit score.
How do I see the remaining stability on my M&S Loan?
In the event that you contact us on 0800 363 400 we are going to be thrilled to offer you your remaining loan stability details.
We have an existing M&S Loan may I sign up for a 2nd m&s Loan?
This can be feasible. You can find choices to have a 2nd loan or organize a fresh loan that will repay your existing M&S Loan and offer you with all the extra borrowing that you require. You would have to give us a call on 0800 363 400 to undergo a credit card applicatoin that involves a credit check and an evaluation of one’s specific circumstances that are financial.
Where am I able to find my loan settlement figure?
To get your M&S Loan settlement out figure you will have to contact us on 0800 363 400.